Insurance Innovation

Boston – September 28, 2026 -- John Hancock has expanded its protection insurance portfolio, enhancing its Protection Indexed Universal Life solution (Protection IUL 26) and its term life insurance suite to give financial professionals more tools for addressing clients' long-term planning needs.

Longevity Preparedness Index shows US adults score just 60 out of 100

John Hancock's 2025 Longevity Preparedness Index, developed with the MIT AgeLab, found that U.S. adults averaged only 60 out of 100 in overall preparedness for longer lives. The study, based on a representative sample of 1,307 Americans surveyed between May 14 and June 5, 2025, found planning needs extend across health, care, housing, community, and major life transitions—beyond a single financial goal.

San Francisco – September 23, 2026 -- Corgi Insurance has expanded its trucking insurance program to cover towing and tow-truck businesses, bundling three previously separate coverages into a single policy.

Corgi combines Auto Liability, On-Hook Coverage and Garage Keepers into one policy

The new towing program merges Auto Liability, On-Hook Coverage and Garage Keepers coverage under one carrier, eliminating the need for towing operators to source multiple policies across separate insurers.

Towing operators face liability for vehicles they transport and store, not just road risk

Unlike traditional freight haulers, tow trucks carry core exposure from handling, transporting and storing other people's vehicles rather than from road mileage alone. Josh Shih, Head of Underwriting at Corgi, said tow truck operators remain responsible for a customer's vehicle both while towing it and, in some cases, while it sits in their care.

Denver – September 21, 2026 -- EverPeak Insurance has launched a direct-to-customer workers' compensation insurance offering in Georgia, with policies starting at $18 a month and instant certificates of insurance issued upon purchase.

Georgia marks EverPeak's first state expansion of its direct digital insurance model

The move extends a channel built on EverPeak's Colorado-based partnership with Pinnacol Assurance, bringing an online quote-and-purchase process to Georgia small businesses without phone calls or paperwork delays. EverPeak said it plans to launch the direct channel in additional states.