ATTOM: Mortgage Rates Strain Affordability Despite Lower Prices
Image
United States – October 23, 2026 -- Home affordability remains strained in the third quarter of 2026 as mortgage rates rise, even with lower prices and stronger wage growth, according to ATTOM's Q3 2026 Home Affordability Report.
Rate increases outweigh price and wage gains in ATTOM's Q3 2026 affordability data
The report finds that higher mortgage rates are offsetting two factors that would normally ease buyer pressure: lower home prices and stronger wage growth.
ATTOM tracks flipping returns and foreclosure starts across metros and states
ATTOM's Q2 2026 U.S. Home Flipping Report ranks the 10 metros with the largest annual increases in home-flipping return on investment. Its August 2026 U.S. Foreclosure Market Report lists the 10 states with the largest annual increases in foreclosure starts.