Product Review

New York – October 19, 2026 -- Melio's plans range from $0 to $80 per month, and a new Better Business Advice review names the platform the best bill pay software for small business, citing its centralized accounts payable workflow.

Melio prices four tiers by ACH payment volume

The Go tier costs $0 per month and includes five free ACH payments. Core costs $25 per month with 20 free ACH payments and additional accounting and automation tools. Boost costs $55 per month with 50 free ACH payments and more advanced user controls. Unlimited costs $80 per month and includes unlimited ACH payments and unlimited user seats.

Fees can still apply to card-funded payments, expedited delivery, wires and international transactions. Standard card-funded vendor payments carry a 2.9% fee. The reviewer notes that total cost depends on payment volume and payment method.

New York – October 12, 2026 -- Software Experts has named Melio the top accounts payable platform for flexible vendor payments among small businesses, citing a five-tier pricing structure that starts free and reaches $80 per month for unlimited ACH payments.

The review assessed invoice capture, payment approvals, vendor transactions, accounting synchronization and cash flow management. Software Experts said Melio links the main AP stages in one platform, so businesses no longer need separate spreadsheets, banking portals and manual reconciliation.