Redefining Advice: Integrating Healthcare Into Retirement Planning

Rising Premiums Push 12% of Workers to Cut Retirement Savings: LIMRA

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Rising Premiums Push 12% of Workers to Cut Retirement Savings: LIMRA

WINDSOR, Conn. – October 29, 2026 -- One in eight U.S. workers whose health insurance premiums rose this year responded by cutting retirement contributions, according to new LIMRA research released as open enrollment begins.

77% of insured workers faced higher premiums in 2026

LIMRA's 2026 Benefits and Employee Attitude Tracker (BEAT) Study found that 77% of employees with workplace medical coverage saw premiums increase this year. For 17%, the increase exceeded 10%. About half of those affected changed their spending or benefits choices: