girocard Costs Transit Operators 1% vs 2.5% for Credit Cards
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Frankfurt – November 03, 2026 -- Payments with Germany's girocard cost transit operators just under 1% of turnover on average, against 2.2% for international debit cards and 2.5% for credit cards, according to a Deutsche Bundesbank study cited in a new girocard public transport survey.
Fifty-two percent of riders would use check-in/check-out ticketing
The infas quo survey of 1,129 respondents, commissioned by girocard in September 2026, found that 52% would use a check-in/check-out system. Of all respondents, 36% would like to check in and pay with their girocard. In a mobility app, 47% would choose the girocard as payment method if it were offered.
The debit card is in a pilot phase for in-app payments. It can be integrated into check-in/check-out systems in future.